Our Products_

Koala Flex


Koala Flex is an innovative product developed by Ensuro and Koala. It offers ultimate flexibility to travelers, allowing them to cancel their bookings for any reason without justification and receive 80% of the trip price. Koala Flex also offers automatic and instant claim management, with no need to provide proof or reasons for cancellation.

WATCH VIDEO

ResilientGrowth


ResilientGrowth is a blockchain-based insurance solution developed by Ensuro, Ibisa, and Fortune Credit to help Kenyan farmers combat the challenges posed by climate change. The product leverages smart contracts and parametric insurance to provide farmers with a reliable and affordable way to protect their investments against drought and crop losses.

WATCH VIDEO

StormStrong


With StormStrong, a US domiciled company, we develped a hurricane resilience program for households in the east coast of the United States. If a hurricane strikes within a certain predefined distance from the members location, Ensuro immediately pays a resilience contribution to the member.

WATCH VIDEO

Spot


Spot's CFAR (Cancel for Any Reason) product allows customers to cancel their bookings up to 24 hours before their scheduled adventure for an 80% refund, integrating smoothly into the marketplace flow to enhance the booking experience. This adaptable solution is tailored for competitive pricing and profitability, covering a wide range of activities and geographic locations.

WATCH VIDEO

Revo


Together with Revo we have launched a parametric insurance product that protects SME in Italy for loss of revenues connected to bad weather events. This is the first case of a public listed insurer cooperating with a protocol based on top of a public blockchain.

WATCH VIDEO


Ensuro brings the innovative DeFi Capital to the Insurtech World_


How It Works_


Ensuro collects capital from Liquidity Providers, both retail and institutional, through a Liquidity Pool governed by smart contracts. This capital, collected in the form of cryptographic stablecoins, provides underwriting capacity for Insurtech companies operating in the parametric insurance space.




The capital collected in the Liquidity Pool is reinvested into Decentralized Finance Protocols such as AAVE and Compound. These protocols offer low risk due to overcollateralized loans, high liquidity, and greater returns on investment than traditional risk-free assets. Therefore, Ensuro can rely on instant redemption of funds and provide both a competitive capacity to Insurtech companies and additional returns to Liquidity Providers.

Ensuro leverages a Quality Assurance Systemto monitor the performance of each risk model, certifying that it fits the standard parameters defined during integration.




Partners And Investors_






What our partners and clients are saying_



Dante Disparte


Ensuro is pioneering blockchain-based insurance for previously uninsurable risks, leveraging Bermuda’s robust regulatory environment to offer a trusted, fully regulated platform. It's a game-changer for investors, customers, and counterparties looking for innovative insurance solutions.



Justin Havins


DeFi capital can now be used to access a new asset class, as Ensuro's innovative solution can bridge the gap between DeFi and real-world risk. Blockchain has the potential to bring more transparency and efficiency to insurance, an industry that has been reluctant to change. We are proud that they have decided to build their protocol on Polygon.



Marion Doucet


We were looking for an agile partner to help us create innovative products in record time, and Ensuro met all our criteria. They have superb execution, understood our model quickly, and challenged it effectively. They are also very proactive. When you choose Ensuro, you're really making the right choice.



Clorinda Mántaras


The partnership with Ensuro reinforces our goal to remain at the forefront and build a tangible bridge between the DeFi world and the insurance industry. The anticipation of what tomorrow brings and the possibility of co-creating innovations together is exciting.



Nabil Rahman


Bringing our CFAR product to life has been a longstanding goal at Spot. We required a nimble partner who could facilitate rapid innovation, align with our model, and demonstrate exceptional execution. Ensuro checked all the boxes. Their team's remarkable work ethic and proactive approach were instrumental in our successful product launch.



Maria Mateo


Ensuro was a great partner on our recently launched project. They demonstrated a strong commitment to making the partnership successful and were adaptable and open to new approaches. Their technical skills and work ethic were outstanding. I would highly recommend Ensuro as a partner for any future projects and look forward to working with them again.



Roberta Spadoni


We are pleased with the partnership with Ensuro because it's a company in line with our principles. Indeed, we are united by the continuous search for innovation, not just from a technological standpoint, but also in the operating model. Our expertise, combined with their blockchain-based IT architectures, represents a unique combination.



Janet Kuteli


Not only did Ensuro help us create a distinctive product quickly, but they also challenged our initial approach, resulting in significant improvements. Their exceptional work ethic and technical proficiency were impressive. Ensuro's proactive and committed approach enabled us to launch our project successfully. We strongly recommend them as a dependable partner.



Edwin Campos


In Ensuro, we found a partner that is helping us flourish in the decentralized finance landscape. We easily integrated our proprietary technologies with Ensuro’s accessible blockchain tools, and used their actionable and sharp perspectives during ourproduct launch. As a result, Parachute clients can now enjoy a more robust service to manage hurricane risk.



Pedro Gonzalez


Azzegura partnered with Ensuro to deliver a reliable, blockchain-powered climate assistance solution for agricultural producers. With Ensuro's expertise, this smart contract-based product enables farmers to quickly access seeds and supplies after adverse weather, offering peace of mind and resilience amid climate uncertainties.



Kevin Tsui


At Spot, we needed a partner to support our dynamic insurtech business with agile, innovative solutions. Ensuro not only understood our needs but also provided forward-thinking strategies by leveraging DeFi capital for real-world insurance, enhancing transparency and efficiency. Their expertise in risk management and reinsurance has been instrumental in launching a new product, making them a standout partner in driving meaningful innovation.



Hamza Bouadi


Ensuro stands out with an accessible, responsive team that makes collaboration efficient. Their openness to bold ideas fosters innovation rarely seen elsewhere. Using cutting-edge technology, Ensuro accelerates product development, enabling faster market entry—a crucial edge in today’s landscape. This forward-thinking and agile approach positions Ensuro as a frontrunner, driving impactful results and establishing them as a true innovator.



Diego Roman


Ensuro has redefined insurance-like offerings, from warranties to protection solutions. Their team’s deep market insight consistently delivers tailored products that align with our business goals. By merging their rigorous risk analysis and blockchain-based IT architecture with InsureHero's platform and automated claims handling, we’ve created a powerful synergy and compelling value for customers.



Sung Feng Wu


It is a pleasure to work closely with the Ensuro team, building innovative, flexible, and disruptive solutions for the InsurTech industry. Their strong DeFi insurance capabilities, commitment to product innovation, and technical expertise make them a great partner in advancing secure, on-chain insurance solutions.




Latest News_